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Justin Kelly
Vice President Lending

Meet Justin

I grew up in the Clifton and China Spring area of McLennan and Bosque counties. I have been active in agriculture all of my life. My experiences range from assisting my dad with a small Cow-calf operation as a child, working on ranches as a young man and participating in rodeo through high school and college.

I attended Tarleton State University and graduated with a degree in Agribusiness. While at Tarleton State, I worked at the Texas A&M AgriLife Research and Extension Center at Stephenville, where I assisted on a variety of research projects related to plant pathology and entomology. I began my banking career after graduating, and joined Lone Star Ag Credit in 2014, a move that allowed me to merge my love for agriculture with my banking career.

I have been blessed with an amazing wife and four wonderful children. I serve as a member of Bosque County Go Texan Committee and the Bosque County Hay Show. In my spare time, I enjoy roping, hunting, and fishing.

Areas of Expertise

  • Farm, Ranch and Rural Property Loans
  • Cattle and Equipment Financing
Our Impact

Lone Star Ag Credit is one of the top lending companies in the state. Justin and his team will take really good care of you. Justin and Adam are my number one choice!

Sandy T.
Farm & Ranch, Envision Group, Keller Williams Advantage

Superior customer service! Love Star was recommended to us, and we wouldn’t hesitate recommending them to any of our friends and family.

Todd S.

Justin Kelly Was great to work with. He made it exceedingly easy to get everything done and he always responded in a prompt manner.

Anthony C.

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