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Thomas Bugner
Vice President/Branch Manager

Meet Thomas

I grew up on a family farm in Kansas with five siblings. We raised wheat, soybeans, milo, and hay while also operating an Angus cow/calf operation. I attended Kansas State University and graduated with a Bachelor of Science degree in Accounting. I met my wife while in college and we now live in Frisco, TX. We are a K-State family and enjoy traveling to their games, as well as traveling to see new places.

I have been with Lone Star since 2015, starting out as a credit analyst. This background has given me the knowledge to provide guidance to our customers, helping them reach their financial goals and dreams.

The thing I enjoy the most about lending is the satisfaction and joy of ownership that the customer experiences on closing day.

Areas of Expertise

  • North Texas Farm and Ranch Real Estate
  • Construction Lending (Barns, Traditional Homes, Barndominium)
  • Loan Structuring and Financial Management


Email Thomas


Mobile: 940-368-3952

Our Impact

Lone Star Ag Credit, especially our loan team of Craig Hartman and Thomas Bugner, has been a true partner to us. Their support of our operation's growth has helped us achieve our goals, and they have understood the challenges of ag production in our ever-changing economy. They work hand in hand with us to help make the process as easy as possible. We recommend Lone Star to all our friends!

Scott and Stacey S.

He was professional, available, and more importantly knowledgeable about the transaction. I can’t say enough about his process and “see thru” all the way to the end.

Jason M.

Good people that know what their doing. Highly recommend!

Larry O.

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