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Loans for Outside the Waco City Limits

We are proud to serve the Waco area with land loans that help grow our community and connect Texans with their dream home, farms, ranches, agribusiness, or raw land financing.   AgTrust Farm Credit connects people with the property they need to make their dreams come true, and our Waco area financing team is no exception. As a customer-owned company, our commitment is 100% uncompromised and totally focused on benefiting the people we serve and them alone.   We’ve been doing this since 1917, and we’re planning to be here for the next hundred years and then some. Here’s why we’re the best choice for Waco area financing.  

Types of Waco Area Land Financing AgTrust Offers

  Our goal is to finance the Waco-area property that’s perfect for you whether it's for business or living.   For those looking to build a home outside the city limits, lot financing to set you up with the land to start on is one of our specialties. If you dream of a rural home with several acres to yourself, we’ll help you get the perfect place.   For farms and agricultural businesses, we can help with a farmland loan. We’re experienced working with both new-generation farmers and those who have been farming or ranching for decades. Whoever you are, we can help with the loan that best suits what you want to do.   We also offer financing for operating capital, equipment, and livestock, as well as financing for agribusinesses like large animal veterinary clinics, grain elevators, lumber mills, and more.   Alternatively, maybe you’re looking for some recreational land to call your own, for hunting, fishing, hiking, riding ATVs, or anything else. AgTrust’s recreational land loans help you get a place where you can relax in private and enjoy yourself.  

Reasons to Choose AgTrust for Waco Area Land Financing

  AgTrust Farm Credit has been serving the Waco area with financing for over 100 years. We are incredibly proud of our century-long track record for independence, strength, stability, and service to our customers. Our reputation speaks for itself and has through multiple generations.   Because we are a customer-owned lending cooperative, we pay out a patronage dividend to our customer-owners. Many lenders use the “our success is your success” line, but at AgTrust Farm Credit, we back that line up with real cash payments, including $24.1 million in dividends paid out in 2022 alone.   AgTrust’s core job is to provide rural land loans for living, working, and enjoying life in a place you can be proud of. Justin Kelly and Adam Ledlow are proud to offer their lending expertise to the greater Waco area. They can help find financing solutions for life outside the city limits. Read more about them below and reach out for more information or begin your application today.

Meet Our Experts

Justin Kelly

Credit Office President
254-495-2537

Adam Ledlow

Vice President Lending
254-749-4622

Phone

254-772-6905

Fax

254-772-0401

Mailing Address

PO Box 20997
Waco, TX 76702

Hours

Monday - Thursday 8:00 a.m - 4:30 p.m.
Friday 8:00 a.m - 4:00 p.m.

Counties Served

Bosque, Coryell, McLennan

Lindsey Ellsworth, Adam Ledlow, and Justin Kelly at the Dallas Safari Club Convention tradeshow in January 2024
Lindsey Ellsworth (Weatherford branch), Adam Ledlow (Waco branch), and Justin Kelly (Waco branch) at the Dallas Safari Club Convention trade show in January 2024.
AgTrust Waco credit office
AgTrust Waco credit office
Adam Ledlow and Justin Kelly at Dallas Safari Club Convention in Jan 2024
Adam Ledlow and Justin Kelly at Dallas Safari Club Convention in Jan 2024.