Skip to main content
Lone Star Ag Credit logo

Tutorials & Tips

Our lending experts offer guidance for buying rural land in Texas.

Dreaming about Buying Rural Land?

When buying rural land, it can be challenging to know where to begin and what factors to consider. Our lending experts live and breathe rural land and many have decades of experience in the market. We’re here to help you through the process, from considering a piece of property to owning that property…and even what to put on your land. Many of our lenders are farmers, ranchers and rural recreational property owners themselves. See the videos and other resources below for information from our lending experts. Or give one of our lenders a call; they’ll be happy to help you.

Understanding the 5C’s of Credit

CHARACTER: the borrower’s dependability and integrity

Click here to download the packet

Understanding the 5C’s of Credit

CAPACITY: the applicant’s financial capacity to repay the loan and meet all financial obligations

Click here to download the packet

Understanding the 5C’s of Credit

CAPITAL: the applicant’s liquidity and solvency

Click here to download the packet

Understanding the 5C’s of Credit

COLLATERAL: the physical property that will minimize the lender’s risk in the event of loan default

Click here to download the packet

Understanding the 5C’s of Credit

CONDITIONS: the conditions for granting and repaying the loan

Click here to download the packet

Benefits of Financing with Lone Star Ag Credit

Each spring, Lone Star Ag Credit sends our eligible customer-owners a check called a patronage dividend. Financing rural land with Lone Star Ag Credit has great benefits. Contact us today and see how you can become a customer-owner.

3 Things to Know When Buying Farm or Ranch Land

Are you ready to buy land in the country? When buying rural land, it can be challenging to know where to begin. Tyler Rosser discuss Utilities, Deed Restrictions and Price Per Acre in this video.

Top 10 Factors to Consider when buying rural land

Hear from Lone Star Vice President and Branch Manager Nathan Winstead

4 Things to know before closing on a land loan

Hear from Garrett Edwards, Lending Expert

Get tips from our land buyer’s guide

The Ultimate Guide on How to Purchase Land

Click here for the free guide

Cash Management Services

Hear from Shelley Gilliland, our Loan Admin Supervisor, about Lone Star’s commitment to serving our customers and your financial needs through Cash Management Services

Apply Now

Begin Your loan application process with a few simple steps.

Start Now

Join our team

It’s the people who make Lone Star special. Learn about our team.

View Careers