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Financing Your Piece of Texas

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$22 Million in Patronage Dividends

to our eligible customer-owners

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Financing For:

From rural land to ranch loans,
our financing solutions bring your vision to life.

Start New

Loans to finance new generations.

Get Up Early

Loans to finance recreational real estate.

Outside the City Limits

Loans to finance your place in the country.

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Expand Dreams

Loans to finance agribusinesses.

Run Wild

Loans to finance your operations, equipment and livestock.

Grow Your Future

Loans to finance Farming and Ranching

Learn More

Friends, Family, Financing.

We are Lone Star

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Watch Video
Meet Aaron Nors

Credit Office President

Aaron Nors shares how his roots in Ag, as a third generation dairyman, help him be more than just a banker to his customers.
Watch Video
Meet Alan Means

Grace Farms

See how customers Alan and Renee Means are using their land, their home and Grace Farms to transform the lives of Veterans.
Watch Video
Meet Macy Blankenship

Credit Office President

Macy Blankenship brings insight into her five generations worth of roots in Lampasas, and how Lone Star’s culture of relationships makes a big difference.
Watch Video
Meet Jim Bob Reynolds

Chief Credit Officer

Jim Bob works every day to ensure that farmers and ranchers are provided the financial tools they need to continue to be the heart of the American economy.
Watch Video
Meet Jason Jones

Credit Office President

Jason Jones talks about how production lending helps to keep everything moving for our rural communities to keep them alive.
Watch Video
Meet Patrick Hejl

Vice President of Lending

Patrick Hejl shares how growing up on his family’s local farm helps him to be a trusted advisor to the customers and communities he serves.

Watch Video
Torr Na Lochs Winery

Karen and Blake DeBerry, Owners

Customers Karen and Blake DeBerry tell the story of the their growing vineyard and how important Lone Star has been in supporting their business and dreams.

Watch Video
Meet Julie Porter

Assistant Director of Marketing and Communications

Julie Porter grew up on a ranch on the Texas panhandle. Hear her talk about her love of agriculture and her work of connecting customers with lending experts.
Watch Video
Meet John Sawyer

Customer and Board Director

Hear 4th-generation farmer and owner of Sawyer Farms, John Sawyer, talk about how Farm Credit has supported his lifelong farming career.
Watch Video
Meet Brent Neuhaus

Customer and Board Director

Hear Brent’s perspective from experience spanning multiple generations in his family and decades of working alongside our lenders.
Watch Video
Meet Justin Wiethorn

Senior Regional President

In Justin’s 20 years working in Farm Credit, he’s learned that the three keys are its people, its products and patronage. Hear more about our mission to…
Watch Video
TCU Ranch Management

Lone Star is proud to support the TCU Ranch Management program. Students help to educate, influence and lead others to agriculture.
Watch Video
Meet Aaron Nors

Credit Office President

Aaron Nors shares how his roots in Ag, as a third generation dairyman, help him be more than just a banker to his customers.
Watch Video
Meet Alan Means

Grace Farms

See how customers Alan and Renee Means are using their land, their home and Grace Farms to transform the lives of Veterans.
Watch Video
Meet Macy Blankenship

Credit Office President

Macy Blankenship brings insight into her five generations worth of roots in Lampasas, and how Lone Star’s culture of relationships makes a big difference.
Watch Video
Meet Jim Bob Reynolds

Chief Credit Officer

Jim Bob works every day to ensure that farmers and ranchers are provided the financial tools they need to continue to be the heart of the American economy.
Watch Video
Meet Jason Jones

Credit Office President

Jason Jones talks about how production lending helps to keep everything moving for our rural communities to keep them alive.
Watch Video
Meet Patrick Hejl

Vice President of Lending

Patrick Hejl shares how growing up on his family’s local farm helps him to be a trusted advisor to the customers and communities he serves.

Watch Video
Torr Na Lochs Winery

Karen and Blake DeBerry, Owners

Customers Karen and Blake DeBerry tell the story of the their growing vineyard and how important Lone Star has been in supporting their business and dreams.

Watch Video
Meet Julie Porter

Assistant Director of Marketing and Communications

Julie Porter grew up on a ranch on the Texas panhandle. Hear her talk about her love of agriculture and her work of connecting customers with lending experts.
Watch Video
Meet John Sawyer

Customer and Board Director

Hear 4th-generation farmer and owner of Sawyer Farms, John Sawyer, talk about how Farm Credit has supported his lifelong farming career.
Watch Video
Meet Brent Neuhaus

Customer and Board Director

Hear Brent’s perspective from experience spanning multiple generations in his family and decades of working alongside our lenders.
Watch Video
Meet Justin Wiethorn

Senior Regional President

In Justin’s 20 years working in Farm Credit, he’s learned that the three keys are its people, its products and patronage. Hear more about our mission to…
Watch Video
TCU Ranch Management

Lone Star is proud to support the TCU Ranch Management program. Students help to educate, influence and lead others to agriculture.
Our Impact

“Outstanding place to receive hometown quality and service. The once young man who was our loan officer when we purchased our land in 2007 is now one of the vice presidents, and I can still call him with questions. The other professionals there are also super-responsive when I call about the best time to refinance, etc. One of the best lending agencies I have ever dealt with.”

Cindy F.
Customer

I love my bank and banker. They are always good to me and they are more than fair, responsible and caring. They respond promptly. I definitely recommend them to you.

Barry S.
Customer

Lone Star Ag Credit is here to help young farmers develop, to continue to help mature farmers…to help agriculture in general

John S.
Sawyer Farms, 4th Generation Farmer
Customer and Board Director, Lone Star Ag Credit
Hillsboro

Lone Star Ag Credit knows how to get it done. Very nice, professional and willing to answer your questions. One of the only companies that I know of that can make deals on raw land.

Kevin B.
Customer

I know I can count on Lone Star Ag Credit anytime we need something. It’s a very personal business relationship.

Karen D.
Co-Owner, Torr Na Lochs Vineyard and Winery
Lone Star Ag Credit Customer
Burnet

One reason why I love working at Lone Star Ag Credit is that we all strive for the same mission: to serve rural America.

Patrick Hejl
Lone Star Vice President of Lending, Hillsboro

We’re here to serve the community, and to help make our customers’ dreams come true. It’s really special.

Macy Blankenship
Lone Star Credit Office President, Lampasas

Great resource in the whole process, did not over complicate the process, respectful and friendly.

Kevin L.
Customer

Patronage Dividends

We’re pleased to announce our 2020 patronage distribution to eligible customer-owners this spring.

$22 Million

in patronage distributions on 2020 earnings, one of the largest distributions in Lone Star’s history

$163.5 Million

total distribution returned to borrowers since 2000

1.5%

reduction of the effective interest rate paid by borrowers in 2020

16

offices covering 48 counties throughout north and central Texas

Get Started

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with a few simple steps.

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