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Farming and Ranching

Enrich Your Life

When imagining the possibilities of your future, you’re planting seeds. It’s our job to help those seeds grow and become greater realities. Whether farming and ranching has been in your family for generations or you’re a first time land buyer, financing rural properties like large acreage tracts, ranches, and farms can present unique opportunities – and challenges. We specialize in this area of financing – day in and day out. We tailor our loans to fit you so no matter what season you’re in, we’ll meet you where you’re at.

Long-term financing is available for:

  • Farm and Ranch Land Purchases
  • Real Estate Improvements such as Shops, Barns, Fencing, Irrigation
  • Timberland Purchases
  • Refinancing of Debt for any of the Examples Listed

Typical Terms Include:

  • Loans for up to 30 years
  • Variety of rate options, from variable to fixed for the life of the loan
  • Monthly, quarterly, semi-annual or annual payments
  • Advance rates are typically 80% of the collateral offered

We support farmers and ranchers of all ages and stages

Hear from John Sawyer, 4th generation farmer, customer and board director

Top 10 Factors to Consider when buying rural land

Hear from Nathan Winstead, Vice President and Branch Manager

Apply Today

Begin your loan application process with a few simple questions.

  1. Purpose & Personal Information

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